Insurance we accept
Dental insurance: any PPO, every Medicare Advantage plan
We work with most major dental insurance companies to maximize your benefits and minimize what you pay out of pocket. Even if we are not in network with your plan, we will help you use your out-of-network benefits and file the paperwork for you.
Don’t see your plan? Call us — the list changes, and we are happy to check.
- Any PPO dental plan
- Any Medicare dental plan
- Aetna
- Aetna Medicare
- Ameritas
- Assurant
- Blue Cross Blue Shield
- Cigna
- Companion Life
- Delta Dental
- Dentemax
- DHA / Sun Life
- Florida Blue
- GEHA
- Guardian
- Humana PPO
- Humana Medicare
- Lincoln Financial Group
- MetLife
- Principal
- Renaissance
- Sun Life Financial
- United Concordia
- UnitedHealthcare
- Unum
Ways to pay
Flexible payment solutions
PPO & Medicare plans
We verify benefits before your visit and file claims on your behalf, so you only pay your share.
In-office savings plan
No insurance? Our in-office plan helps you save on preventive care and treatment.
Payment plans & financing
Spread larger treatment — like implants or dentures — into manageable payments. Ask our team about current financing options.
Accepted payments
Major credit and debit cards, personal checks, money orders and cash.
Free consultations
Consultations are free and no-obligation, so you can understand your options before spending anything.
Emergencies
Unexpected dental problems can strain a budget. We will work with you on payment so you can get relief now.
Your first visit
What happens at your first appointment
Set aside about 90 minutes. After a few quick forms, your hygienist will listen to your concerns and screen for decay and gum disease, with digital X-rays and detailed intraoral images. Then Dr. Bernkrant reviews everything with you on the in-room display, so you see what we see.
Whenever possible, we address your main concern the same day — whether that is a cleaning, a deep cleaning or relief from pain. If the oral cancer screening finds unusual tissue, we can perform a brush biopsy on the spot for peace of mind.
FAQ
Billing questions
Do you file dental insurance claims for me?
Yes. We file your claims and handle the paperwork with your dental insurance company.
Will you tell me the cost before treatment?
Always. You receive an estimate of your out-of-pocket cost before any treatment begins, and nothing starts without your approval.
How do you check my dental insurance before my visit?
Call us with your member ID and the name of the plan holder. We contact your dental insurance company, confirm what your plan covers for exams, cleanings and treatment, and tell you your expected share before you book.
What if I don’t have dental insurance?
You are still welcome. Ask about our in-office savings plan for preventive care and treatment, and about payment plans for larger work like implants or dentures. Consultations are free, so you can see your options before spending anything.
What if I’m out of network?
Many PPO plans still pay toward care with an out-of-network dentist. We will help you use those benefits and file the claim.
Do you accept Medicare?
We accept every Medicare Advantage plan. Original Medicare does not cover routine dental care, so most patients use a Medicare Advantage plan with dental benefits. We verify your coverage for you — see Medicare dental care and Medicare’s own page on what Original Medicare covers.
Questions about your coverage? We’ll check for you.
Call (305) 893-4801 with your member ID, or send a request and we will call you back.